:root { color-scheme: light; --navy: #031f48; }
* { box-sizing: border-box; }
body { margin: 0; background: white; color: var(--navy); font-family: Arial, sans-serif; line-height: 1.5; }
.brand { background: var(--navy); }
.brand img { display: block; width: 100%; height: auto; max-width: 1120px; margin: auto; }
nav { display: flex; justify-content: center; flex-wrap: wrap; gap: 18px 36px; padding: 22px; }
main { max-width: 1200px; margin: auto; padding: 0 28px; }
.community { text-align: center; font-family: Georgia, serif; font-size: 26px; margin: 22px 0 34px; }
.hero { display: grid; grid-template-columns: 1fr 1fr; gap: 32px; padding: 24px 0 50px; }
h1, h2 { font-family: Georgia, serif; line-height: 1.08; font-weight: normal; }
h1 { font-size: clamp(36px, 4.5vw, 62px); margin: 0 0 20px; max-width: 560px; }
.lead { font-size: 25px; line-height: 1.3; }
.grow { font-family: Georgia, serif; font-size: 36px; margin: 14px 0 26px; }
.hero p { max-width: 490px; }
button { font: inherit; border: 0; border-radius: 32px; padding: 14px 28px; background: var(--navy); color: white; }
button:disabled { opacity: 1; cursor: default; }
button span { margin-left: 12px; }
.cards { display: grid; grid-template-columns: repeat(4, 1fr); gap: 16px; }
.cards section { border: 1px solid var(--navy); border-radius: 12px; padding: 28px 18px; text-align: center; display: flex; flex-direction: column; }
.cards h2 { font-size: 24px; margin: 0 0 12px; }
.cards p { flex: 1; margin: 0 0 22px; }
.cards button, .cards a { display: inline-block; background: white; color: var(--navy); text-decoration: underline; padding: 8px 0; }
.closing { text-align: center; padding: 90px 10px 120px; }
.closing h2 { font-size: clamp(30px, 4vw, 46px); }
@media (max-width: 760px) { main { padding: 0 20px; } .hero { grid-template-columns: 1fr; } .photography-slot { display: none; } .cards { grid-template-columns: repeat(2, 1fr); } nav { gap: 12px 20px; font-size: 14px; } }
@media (max-width: 460px) { .cards { grid-template-columns: 1fr; } .community { font-size: 22px; } }
/* Review layout: approved source images remain unchanged. */
html { scroll-behavior: smooth; }
.brand { overflow: hidden; background: #03101f; }
.brand img { max-width: 980px; margin: -55px auto -65px; }
.brand-art { position: relative; max-width: 980px; margin: auto; }
.shield-overlay { position: absolute; left: 50%; top: 48%; transform: translate(-50%, -50%); width: clamp(90px, 15vw, 150px); height: clamp(60px, 10.5vw, 105px); }
.shield-overlay::before { content: ""; position: absolute; inset: 14% 0; background: #061a34; }
.shield-crop { display: block; position: absolute; left: 50%; top: 50%; transform: translate(-50%, -50%); width: 70%; aspect-ratio: 1; overflow: hidden; }
.brand .brand-art .shield-crop img { position: absolute; max-width: none; width: 165%; height: 165%; left: -32.5%; top: -32.5%; margin: 0; }
nav { padding: 25px 20px; }
.community { font-style: italic; margin: 28px 0 40px; }
.hero { grid-template-columns: 0.9fr 1.1fr; align-items: center; gap: 38px; padding-bottom: 76px; }
.hero-photo { position: relative; overflow: hidden; aspect-ratio: 834 / 490; }
.hero-photo img { display: block; position: absolute; width: 145.56%; max-width: none; left: -45.56%; top: -67.35%; }
.hero .lead { font-size: 23px; }
.hero .grow { font-size: 34px; }
h1 { font-size: clamp(36px,4.3vw,58px); }
.story { padding: 32px 0 70px; scroll-margin-top: 24px; }
.story-heading { text-align: center; margin-bottom: 32px; }
.story-heading h2 { font-size: 38px; margin: 0 0 18px; }
.story-heading p { margin: 6px 0; }
.story-stage { border: 1px solid #031f4824; border-radius: 14px; overflow: hidden; }
.story-slide { margin: 0; }
.story-slide[hidden] { display: none; }
.story-slide img { display: block; width: 100%; height: 550px; object-fit: contain; background: white; }
.story-slide figcaption { padding: 24px; text-align: center; }
.story-slide figcaption span { font-size: 12px; letter-spacing: 0.16em; }
.story-slide h3 { font: normal 29px Georgia,serif; margin: 8px 0 0; }
.story-controls { display: flex; justify-content: center; align-items: center; gap: 26px; padding: 20px 0 10px; }
.story-controls button { padding: 9px 17px; cursor: pointer; }
.chapters { display: grid; grid-template-columns: repeat(6,1fr); gap: 8px; }
.chapter { border: 1px solid transparent; background: white; color: var(--navy); border-radius: 8px; padding: 12px 8px; cursor: pointer; }
.chapter[aria-pressed="true"] { border-color: var(--navy); }
.chapter span { display: block; font-size: 12px; margin: 7px 0 0; }
button:focus-visible, a:focus-visible { outline: 3px solid var(--navy); outline-offset: 4px; }
.cards { padding: 12px 0 60px; }
.cards section { border-color: #031f4824; padding: 34px 20px 25px; }
.cards h2 { font-size: 23px; }
.closing { padding: 0; margin: 0 -28px; }
.lake-reference { position: relative; overflow: hidden; aspect-ratio: 1024 / 380; }
.lake-reference img { width: 100%; display: block; position: absolute; top: -281.58%; }
.lake-reference a { position: absolute; left: 35%; top: 45%; width: 31%; height: 15%; border-radius: 40px; }
footer { min-height: 35px; }
.site-footer { background: #03101f; color: #ffffe5; padding: 34px max(24px, calc((100vw - 1200px) / 2)); font-size: 14px; line-height: 1.6; }
.site-footer p { max-width: 850px; margin: 0 0 12px; }
.site-footer a { color: #ffffe5; text-underline-offset: 3px; }
.legal-header { background: #03101f; color: #ffffe5; padding: 20px 28px; }
.legal-header a { color: #ffffe5; }
.legal-main { max-width: 780px; margin: 0 auto; padding: 48px 24px 72px; }
.legal-main h1 { font-size: clamp(34px, 4vw, 48px); }
.legal-main h2 { font-size: 25px; margin: 34px 0 12px; }
.legal-main p, .legal-main li { line-height: 1.65; }
.legal-main ul { padding-left: 22px; }
.legal-main a { color: #031f48; }
@media(min-width: 1500px) { .brand img { margin-top: -80px; margin-bottom: -85px; } }
@media(max-width: 760px) { .brand img { margin-top: -25px; margin-bottom: -30px; } .hero { grid-template-columns: 1fr; gap: 25px; padding-bottom: 35px; } .hero-photo { width: 100%; } .story-slide img { height: 390px; } .story-heading h2 { font-size: 32px; } .chapters { grid-template-columns: repeat(3,1fr); } .closing { margin: 0 -20px; } }
@media(max-width: 460px) { .story-slide img { height: 310px; } .story { padding-bottom: 40px; } .story-heading p { font-size: 15px; } .hero .grow { font-size: 29px; } }
@media(prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } }

.top-nav { position: relative; z-index: 5; background: #03101f; color: #ffffe5; align-items: center; margin: 0; }
.top-nav a, .top-nav summary, .top-nav .pending-nav { color: #ffffe5; text-decoration: none; }
.top-nav details { position: relative; }
.top-nav summary { cursor: pointer; list-style: none; }
.top-nav summary::-webkit-details-marker { display: none; }
.top-nav summary::after { content: "⌄"; margin-left: 9px; }
.dropdown { position: absolute; top: calc(100% + 16px); left: -16px; min-width: 190px; background: #03101f; padding: 12px 16px; border: 1px solid #ffffe5; box-shadow: 0 8px 20px #0002; }
.dropdown span, .dropdown a { display: block; padding: 7px 0; }
.top-nav a:hover, .top-nav summary:hover { text-decoration: underline; }
.top-nav a:focus-visible, .top-nav summary:focus-visible { outline: 2px solid #ffffe5; outline-offset: 5px; }

/* Navigation shares the approved artwork background. */
.brand { position: relative; overflow: visible; }
.brand img { max-width: none; width: 100%; margin: 0; }
.top-nav { position: absolute; top: 0; left: 0; right: 0; background: transparent; padding: 24px 20px; }
@media(max-width:760px) { .top-nav { padding: 10px 12px; gap: 8px 16px; font-size: 12px; } }
@media(max-width:460px) { .top-nav { gap: 6px 12px; font-size: 10px; padding: 8px; } }

/* Trim empty artwork margins while keeping the lettering and mark intact. */
.brand-art { position: relative; overflow: hidden; aspect-ratio: 1672 / 720; }
.brand .brand-art img { position: absolute; top: -17%; left: 0; width: 100%; max-width: none; height: auto; margin: 0; }
.community { font-family: "Times New Roman", Georgia, serif; font-style: normal; font-weight: normal; color: #000; font-size: clamp(18px, 3.55vw, 58px); line-height: 1.2; margin: 26px 0 38px; text-align: center; }
@media(max-width:760px) { .brand-art { aspect-ratio: 1672 / 790; } .brand .brand-art img { top: -12%; } .community { font-size: clamp(18px, 3.55vw, 27px); margin: 24px 0 30px; } }
@media(max-width:760px) { .brand-art { aspect-ratio: 1672 / 810; } .brand .brand-art img { top: 0; } }

/* Community line sits along the bottom of the blue artwork. */
.brand .community { position: absolute; bottom: 14px; left: 3%; width: 94%; margin: 0; z-index: 2; color: #000; font-family: "Times New Roman", Georgia, serif; font-style: normal; font-weight: normal; font-size: clamp(20px, 5.5vw, 88px); line-height: 1.1; text-align: center; }
main > .hero { padding-top: 48px; }
@media(max-width:760px) { .brand-art { aspect-ratio: 1672 / 941; } .brand .community { bottom: 10px; font-size: 5.5vw; } }
.brand .community { color: #ffffe5; }
/* Champagne outline treatment for the community line. */
.brand .community { color: transparent; -webkit-text-stroke: 1px #ffffe5; }
/* Match the first tagline's visual scale and champagne treatment. */
.brand .community { color: #ffffe5; -webkit-text-stroke: 0; left: 20.5%; width: 59%; font-family: "Times New Roman", Georgia, serif; font-size: 3.55vw; letter-spacing: .045em; line-height: 1.15; bottom: 20px; }
@media(max-width:760px) { .brand .community { font-size: 3.55vw; bottom: 12px; } }

.brand .community { line-height: 0; letter-spacing: normal; }
.brand .community svg { display: block; width: 100%; height: auto; overflow: visible; }
.brand .community text { fill: #ffffe5; font-family: "Times New Roman", Georgia, serif; font-size: 60px; font-weight: normal; }
/* Champagne sampled specifically from the first tagline lettering. */
.brand .community text { fill: #f5ebd4; }
/* Smaller gold lettering with a wider, spaced setting. */
.brand .community { left: 16%; width: 68%; }
.brand .community text { fill: #d6ad60; font-size: 46px; }
/* Match top navigation to the approved community-line gold. */
.top-nav, .top-nav a, .top-nav summary, .top-nav .pending-nav { color: #d6ad60; }
.dropdown { border-color: #d6ad60; }
.top-nav a:focus-visible, .top-nav summary:focus-visible { outline-color: #d6ad60; }

/* Display the selected multigenerational family from the supplied mockup. */
.hero-photo { aspect-ratio: 896 / 485; }
.hero-photo img { width: 171.4286%; left: -71.4286%; top: -53.196%; }
/* Wide sunset scene with the approved wording above and below. */
main > .hero-sunset { display: flex; flex-direction: column; gap: 0; text-align: center; padding-top: 48px; padding-bottom: 52px; }
.hero-sunset .hero-intro { width: 100%; max-width: 1040px; margin: 0 auto 30px; }
.hero-sunset h1 { max-width: 950px; margin: 0 auto 18px; }
.hero-sunset .lead { margin: 0; }
.hero-sunset .hero-photo { width: 100%; aspect-ratio: auto; overflow: hidden; }
.hero-sunset .hero-photo img { position: static; width: 100%; max-width: 100%; height: auto; display: block; }
.hero-sunset .hero-outro { padding: 26px 16px 0; }
.hero-sunset .grow { margin: 0 0 14px; }
.hero-sunset .hero-outro > p:not(.grow) { line-height: 1.6; margin: 0 0 20px; }
@media(max-width:760px) { main > .hero-sunset { padding-top: 30px; } .hero-sunset .hero-intro { margin-bottom: 22px; } .hero-sunset .lead { font-size: 19px; } }
/* Hero lettering sampled from the blue header artwork. */
.hero-sunset { color: #01357b; }
main > .hero-sunset { padding-top: 34px; }
.hero-sunset .hero-intro { margin-bottom: 24px; }
.hero-sunset h1 { max-width: 1000px; margin: 0 auto 14px; font-size: clamp(34px, 4.2vw, 54px); line-height: 1.14; }
.hero-sunset .hero-intro .lead { max-width: none; margin: 0 auto; text-align: center; }
.hero-sunset .hero-outro p { margin-left: auto; margin-right: auto; }
@media(max-width:760px) { main > .hero-sunset { padding-top: 26px; } .hero-sunset .hero-intro { margin-bottom: 22px; } }
/* Give the supporting sentence a little more breathing room. */
.hero-sunset h1 { margin-bottom: 22px; }
.hero-sunset .hero-intro .lead { letter-spacing: .035em; }
/* Unified artwork blue and restrained gold action accents. */
:root { --navy: #01357b; --gold: #d6ad60; }
.hero-sunset button, .story-controls button { background: var(--gold); color: var(--navy); }
.cards button span { color: #987026; }
.story-stage, .cards section { border-color: #01357b26; }
.chapter[aria-pressed="true"] { border-color: var(--gold); background: #d6ad601c; }
.dropdown { background: var(--navy); }
/* Consistent blue and gold symbols for the four action cards. */
.card-icon { display: flex; align-items: center; justify-content: center; width: 72px; height: 72px; margin: 0 auto 20px; border-radius: 50%; background: var(--gold); color: var(--navy); flex: 0 0 auto; }
.card-icon svg { width: 40px; height: 40px; }
.cards h2 { min-height: 2.2em; margin: 0 0 14px; display: flex; align-items: center; justify-content: center; }
@media(max-width:460px) { .cards h2 { min-height: 0; } }

/* Header with the shield above the agency name. */
.brand .top-nav { position: relative; top: auto; left: auto; right: auto; background: #03101f; padding: 16px 20px; }
.brand-stack { display: flex; flex-direction: column; align-items: center; gap: 0; padding: 42px 52px 60px; text-align: center; background: #061a34 url("assets/pfi-approved-blue-background.png") center / 100% 100% no-repeat; color: #f5ebd4; }
.brand-shield { width: clamp(150px, 17vw, 190px); margin: 0 auto 15px; }
.brand .brand-shield img { display: block; width: 100%; max-width: 100%; height: auto; margin: 0; }
.brand-name { margin: 0 0 24px; font-family: Georgia, "Times New Roman", serif; font-variant: small-caps; font-size: clamp(36px, 5vw, 66px); line-height: 1.05; letter-spacing: .025em; color: #d6ad60; text-shadow: 0 1px 2px #0008; }
.brand-taglines { margin: 0; }
.brand-taglines p { margin: 0; font-family: Georgia, "Times New Roman", serif; font-size: clamp(21px, 2.8vw, 33px); line-height: 1.25; }
.brand-taglines p + p { margin-top: 9px; }
.brand-community { margin: 32px 0 0; font-family: Georgia, "Times New Roman", serif; font-size: clamp(16px, 2.1vw, 23px); line-height: 1.35; letter-spacing: .16em; color: #f2dba6; }
@media(max-width:760px) { .brand-stack { padding: 32px 30px 44px; } .brand-name { margin-bottom: 20px; font-size: clamp(18px, 5.1vw, 38px); letter-spacing: 0; white-space: nowrap; } .brand-community { margin-top: 27px; letter-spacing: .08em; } }

/* Public contact details and a working quote action. */
.action-link { display: inline-block; border-radius: 32px; padding: 14px 28px; background: var(--gold); color: var(--navy); font: inherit; font-weight: 600; text-decoration: none; }
.action-link:hover { filter: brightness(1.08); }
.action-link:focus-visible { outline: 3px solid var(--navy); outline-offset: 4px; }
.contact { padding: 54px 24px 64px; margin: 0 auto 38px; max-width: 1100px; border-top: 1px solid #d6ad60; text-align: center; scroll-margin-top: 18px; }
.contact h2 { font-size: clamp(32px, 4vw, 46px); margin: 0 0 16px; }
.contact > p { margin: 0 auto 26px; max-width: 650px; }
.contact a { color: #01357b; text-underline-offset: 3px; }
.contact-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 14px; margin: 30px 0; }
.contact-grid > div { padding: 22px 14px; border: 1px solid #01357b26; border-radius: 12px; }
.contact-grid h3 { margin: 0 0 10px; color: #01357b; font: normal 25px Georgia, serif; }
.contact-grid p { margin: 0; }
.contact-grid a[href^="mailto:"] { display: inline-block; overflow-wrap: anywhere; margin-top: 8px; font-size: 13px; }
.contact .careers-contact { margin-top: 10px; }
.contact .business-contact { margin-top: -12px; }
@media(max-width:760px) { .contact-grid { grid-template-columns: repeat(2, 1fr); } }
@media(max-width:600px) { .contact-grid { grid-template-columns: 1fr; } }
@media(max-width:460px) { .contact { padding: 42px 8px 48px; } }
.hero-sunset .hero-outro .receptionist-note { margin: 12px auto 0; font-size: 14px; line-height: 1.4; }
.contact .receptionist-intro { max-width: 720px; padding: 18px 22px; border: 1px solid #d6ad60; border-radius: 12px; background: #d6ad6017; }
